Providing a COI, made simple — start to finish.
It starts one of two ways — a contractor using CertRanger sends you a request, or you Kick it off in CertRanger yourself. We save you from playing middleman and reach out to your agent so they issue a COI that meets the requirements. Easiest when you both use CertRanger, but never required.
It kicks off one of two ways.
No matter which way it starts, we make it easy on everyone.
Your insurance agent gets the request
We email your agent with the details they need so you don't have to be the middleman.
Your agent gets the exact spec — and issues a COI to match.
No vague "my GC needs a certificate." Your agent sees precisely what's required — the holder, the additional insured and wording, the coverages, limits, and dates — so it comes back right, not after a round of corrections.
We check it matches — and deliver it.
CertRanger confirms the COI matches what the contractor requires, then delivers the finished certificate to them. Issued to match, no back-and-forth — and you never had to relay a thing.
It's tracked, and everyone's notified.
The contractor is notified automatically. With a free account, every request — the ones sent to you and the ones you started — lives on one Dashboard, triaged into what needs you and what's waiting on others, with your policy and agent on file.
The contractor you sent to can even start tracking their own subs from the COI you delivered — that's exactly why sending yours stays free.
If you also hire crews.
Same account, other direction — now you're the one who needs everyone else's COI on file.
Start collecting.
Tap Request a Sub's COI. CertRanger requests, chases, and verifies each sub's certificate, then keeps one audit-ready packet current for you — free to set up, your first subcontractor free.
See what the collect side costsSend and collect, side by side.
Your dashboard shows the COIs you send and the ones you're collecting, each tagged YOUR COI or SUB'S COI so it's easy to tell them apart at a glance — filterable by direction.