Never chase down
another COI.
CertRanger collects your subcontractors' insurance certificates, chases down the ones you're missing, and checks each one against what you asked for. So when your audit rolls around, everything's in one place and ready to hand over.
Every missing COI could cost you thousands.
When your insurance company audits you, they add up what you paid your subcontractors. For anyone without a certificate on file, that money gets rolled into your premium — as if they weren't insured at all. Miss a few, and it adds up fast.
The fix is simple: a certificate on file for every sub. That's what CertRanger is here for.
The hard part is getting them to send it.
You send the request. Then you wait. Then you send it again. And it's not just on you — a sub can't issue their own certificate, so they're chasing their insurance agent while you're chasing them. It's a hassle for everyone. CertRanger does the chasing for everyone: it asks, follows up, and keeps nudging until the certificate comes in.
And if it still doesn't show up, we'll let you know when it's worth reaching out to the sub yourself.
Add your subs. We take it from there.
No more playing tag with your subs. We even make it easy for them and their insurance agent.
Tell us the coverages and limits you require, and how you should be named as additional insured. Add your subs — or upload certificates you already have.
We send your sub an emailed link. They can upload the COI if they have it, or give us their agent's info so we can contact the agent for them. Your sub doesn't have to play middleman.
See how it's easy for subsThe agent gets the exact spec — who to name, the wording, the limits, the dates — and uploads the certificate. We read it, check it against what you asked for, and let everyone know.
See how it's easy for agentsYour dashboard shows every sub at a glance — good to go, waiting, or needs a fix. At audit time, it's easy to export every certificate plus a coverage summary in one click.
We actually read the certificate.
A certificate can look perfectly fine and still be wrong — the wrong company listed, dates that don't cover your policy period, coverage amounts that fall short. A spreadsheet or a folder full of PDFs will never catch that. CertRanger reads every one and checks it against what you asked for, across every kind of coverage you require. If something doesn't line up, we'll let you and your sub know.
CertRanger reads what each certificate states and checks it against your requirements. It catches honest mistakes — not fraud.
When audit time comes, it's all right here.
Every certificate on file, plus a month-by-month coverage chart for the year, in one place. Print it, save it as a PDF, hand it to your agent. A frustrating annual chore is now just a few clicks.
Why subs and agents love it
It turns out the fastest way to get a COI is to make it painless for the person sending it. So we did.
Subs don't get stuck in the middle.
A sub can't write their own COI — they have to get it from their insurance agent. Normally that means playing go-between, forwarding emails back and forth until the right one finally shows up. With CertRanger, one tap sends the request straight to their agent, and the finished certificate comes right back. They barely have to lift a finger.
See how easy it is to respond to a COI request Their insurance agentAgents get everything they need up front.
When the request reaches the agent, it already says exactly what goes on the certificate — your company name, the coverages, the limits, the dates. Nothing to guess at, nothing missing. So they get it right the first time, instead of sending one back that doesn't work.
See how easy it is to fill a COI requestIt all means the right COI shows up — and you didn't have to hound anyone to get it.
Be ready for your next COI audit.
Collect. Review. Ready. So audit day is a non-event.